Florida Jumbo & Luxury Home Financing Beyond Conventional Limits
Whether you're purchasing your dream home in Boca Raton, Delray Beach, Palm Beach County, Broward County, or anywhere throughout Florida, upgrading to a larger home, buying a vacation property, or investing in real estate, Platinum Mortgage Companies provides luxury home financing solutions tailored to today's market.
Through our network of leading wholesale lenders, we provide access to a wide variety of jumbo financing solutions that go beyond traditional W-2 and tax return qualification, helping qualified borrowers secure the financing that best fits their financial goals.
We'll help you find the financing solution that's right for you—not force you into a one-size-fits-all mortgage.
- Platinum Luxury Advantage™*- Qualified buyers may purchase homes up to approximately $1.4 million with as little as 5% down
- Loan Amounts Up to $3.5 Million, with Larger Loan Amounts Available on a Case-by-Case Basis
- Fixed & Adjustable-Rate Programs
- Primary Residences, Second Homes, Investment Properties
- DSCR Loans for Real Estate Investors
- Asset Depletion Programs, Alternative Docs, Foreign National Financing & ITIN Borrowers
- Self-Employed Bank Statement & 1099 Income Programs
- Cash-Out & Rate/Term Refinances
Let's Find the Right Luxury Home Financing Solution for You.
Tell us about your next home purchase or refinance and a Platinum Mortgage advisor determine which jumbo financing solutions may best fit your needs.
Why Work With Platinum Mortgage Companies?
- Family-Owned Mortgage Company
- Serving Florida Since 2005
- Work Directly With the Owners
- Over 50 Years Combined Experience
- Access to Multiple Wholesale Lenders
- Personalized Financing Solutions
Dan Fernandez
NMLS # 341362
Wanda Wegweiser
NMLS # 327555
Let's Find the Right Luxury Jumbo Financing Options for You
Jumbo Purchase Loans
Finance luxury single-family homes, condos, and estate properties above the standard conforming loan limit.
Jumbo Refinance
Lower your rate or tap into equity on a high-value home with jumbo refinance options tailored to your goals.
Fixed & Adjustable Terms
Choose the structure that fits your plans, with options for high-net-worth and self-employed borrowers.
Low Down Payment Programs
Qualified buyers may access jumbo financing with down payments as low as 5% through the Platinum Luxury Advantage™ program.
Self-Employed Solutions
Bank statement, 1099, and alternative documentation programs built for self-employed and business-owner borrowers.
Are You 55 or Older?
Ask us about our Proprietary Jumbo Reverse Mortgage Programs, designed for homeowners with higher-value properties who want greater retirement flexibility.
Florida Homebuyers Trust Platinum Mortgage Companies
We believe every borrower deserves personalized guidance, honest answers, and financing solutions tailored to their unique financial goals—not a one-size-fits-all approach. That's why we take the time to understand your situation before recommending a mortgage solution.
Your Dream Home Deserves Thoughtful Financing, Not High-Pressure Sales.
Let's Fund Your Dream Home
Get pre-approved and move fast when the right property appears.
Get Pre-Approved TodayOr call (561) 544-6000
Not a commitment to lend. Terms, rates, and programs subject to credit approval, property appraisal, and underwriting guidelines. NMLS 360991.
Programs are subject to credit approval, income verification, property eligibility, appraisal requirements, lender guidelines, and availability. Loan terms and program features may change without notice. Not all borrowers or properties will qualify. Down payment requirements and maximum loan amounts vary by program. Platinum Luxury Advantage™ refers to select jumbo financing programs available through participating wholesale lenders. Program availability and eligibility vary.